Baccarat
Baccarat is one of the simplest casino games. You bet which hand will be closer to 9: Player or Banker — or that both end in a tie. Online, baccarat comes as RNG, live-dealer and many speed and show versions.

Overview
- Three main bets: Player, Banker, Tie.
- Cards 2–9 count face value, 10/face cards 0, ace 1.
- If a total exceeds 9, only the last digit counts.
- Banker has the lowest house edge — hence the 5% commission.
Rules
- Player and Banker each get two cards.
- A third card is drawn by fixed rules — you don't need to memorize them.
- Hand closer to 9 wins.
How to play
- Bet Player, Banker or Tie.
- Banker pays 1:1 minus 5% commission.
- Tie pays 8:1 but has the highest house edge.
- Side bets only if you know exact odds.
Tips & Strategy
- Consistently bet Banker — lowest house edge (~1.06%).
- Avoid Tie bets (~14.4% house edge).
- Betting systems don't change long-run EV.
- Live show variants carry a higher house edge — factor it in.
Common mistakes
- Treating Tie like a lottery.
- Following 'patterns' on the scoreboard.
- Playing commission-free Banker tables without understanding push rules.
Odds & Probability
Baccarat is almost pure chance — your only meaningful 'strategy' is bet selection.
FAQ
+Why a 5% commission?
Because Banker mathematically wins more often — the commission offsets the edge.
+Do trend cards help?
No — every hand is independent.
Baccarat variants
Online baccarat comes in many flavors — from slow squeeze tables to high-speed and multiplier versions.
Punto Banco
The standard variant in nearly all online casinos.
Punto Banco is baccarat as it's played worldwide — Player ('Punto') vs Banker ('Banco') with fully fixed drawing rules. You only make the betting decision.
Learn more →Mini Baccarat
Smaller tables, lower limits, higher tempo.
Mini Baccarat is the standard at many online casinos: same rules as Punto Banco, but smaller tables, lower minimums and faster rounds.
Learn more →Speed Baccarat
Live baccarat in 27 seconds per round.
Speed Baccarat from providers like Evolution speeds up classic live baccarat: cards are dealt face up, betting phases shortened — a hand takes about 27 seconds.
Learn more →Baccarat Squeeze
Live drama: cards revealed slowly by the dealer.
In Baccarat Squeeze the dealer slowly bends the cards on camera — a ceremonial variant for Asian markets and high rollers.
Learn more →Dragon Tiger
One card per side — the fastest baccarat-family variant.
Dragon Tiger is a simplified baccarat variant from Asia: one card for Dragon, one for Tiger. The higher card wins. Online it's very fast and popular in live.
Learn more →